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Don’t Look Now, But Mortgages are Still Extremely Cheap
Dateline, DQYDJ’s original research department: We decided to reprise one of our earlier data examination ideas with an even closer dive into inflation expectations than Monday’s diversion. We’ll go a...
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For Your Money, What House Should You Target in Silicon Valley?
When our friend SSS from Save. Spend. Splurge. asked us if we were interested in shining a spotlight on value-for-your-housing-buck in the Bay Area of California and explore where a newcomer to the Bay...
View ArticleCan You Afford a House in These American Cities? A Fun Calculator!
So, you’ve heard a lot about the booming real estate markets in many American cities. However, have you ever calculated if you can afford a house in Boston, Chicago, Denver, Las Vegas, Los Angeles,...
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The True Cost of Mortgages in August 2015
If you’ve followed DQYDJ for a while, you know that we like to revisit some types of articles for a follow up. One series we have been working on is the so called “real cost of mortgages” – an...
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Selling Out (Part 2 of 4 on my move to San Francisco)
In Part One of this series, I talked about my overall transition to San Francisco. In this entry, I’ll talk about some of the stresses involved in moving and cleaning up the personal finance life along...
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Is The Homeownership Rate in America the Lowest in History?
No. As you probably assumed anyway, due to Betteridge’s Law, we aren’t currently in a homeownership trough. The recent homeownership rate posting of 62.9% for the second quarter of 2016 is not the...
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Inflation Adjusted Real Estate Return Calculator
In this article, we present a Real Estate Return Calculator, for quickly estimating the return on a house in many areas in the United States. We guess the median values and actual returns for any of...
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How Many Mortgages Do You Purchase in a Lifetime?
In a recent post, I lamented the inefficiencies I saw in the mortgage process. Red tape, confusing questions, obscured data and dragging one’s feet is all-too-common in the loan origination business....
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Keeping Up with the Joneses: Risk Tolerance
The idea of lifestyle creep is the slow build-up of “necessary” expenses as your income increases. I myself have experienced a bit of it in my career, noticing small purchases that I used to consider...
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Historical Home Prices: Monthly Median Value in the US from 1953-2019
Below, I provide and graph historical monthly median single-family home values in the United States. Importantly, this data is non-seasonally adjusted and based on sales of existing homes. The data...
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